If you have Medicare, watch out for scams in 2025. Fraudsters are finding new ways to steal personal info and charge for unnecessary services. The good news? You can stay safe by knowing what to look for. Here are the top scams and how to avoid them.

If you’re on Medicare or about to enroll, you might be wondering if a Medicare Advantage plan (Part C) is a good choice. These plans are offered by private insurance companies and combine hospital (Part A) and medical (Part B) coverage, often including prescription drug coverage (Part D) and extra benefits. But is it the right fit for you? Let’s break it down.

Good news! Starting January 1, 2025, your Medicare Part D drug costs will be capped at $2,000 per year. That means once you’ve spent $2,000 out-of-pocket on covered prescriptions, you won’t have to pay a dime more for covered medications for the rest of the year.