If you have Medicare, watch out for scams in 2025. Fraudsters are finding new ways to steal personal info and charge for unnecessary services. The good news? You can stay safe by knowing what to look for. Here are the top scams and how to avoid them.
Watch Out for These Medicare Scams
1. The “Free” Genetic Testing Scam
Have you ever been offered a free genetic test to check for health risks? Scammers are using this trick to steal Medicare numbers. They’ll say the test is covered by Medicare—all they need is a cheek swab and your information. But here’s the truth: Medicare only covers genetic testing in very limited cases. If the claim gets denied, you could end up with a big bill.
What to do: Never give out your Medicare number for a test unless your doctor has ordered it.
2. The Fake “New Medicare Card” Scam
You might get a call saying Medicare is issuing new plastic cards with a chip and that you need to verify your information to receive yours. This is a scam. Medicare is not sending out new cards, and they will never call you out of the blue to request your personal details.
What to do: Hang up if someone asks for your Medicare number over the phone. If you need a replacement card, call 1-800-MEDICARE or visit Medicare.gov.
3. Phishing Calls & Emails from “Medicare”
Scammers pretending to be from Medicare may call, text, or email you saying there’s a problem with your account. They’ll try to get personal information like your Medicare or Social Security number. Medicare will never call or email you unless you request it first.
What to do: If you get an unexpected call or email about your Medicare benefits, don’t respond. Instead, call 1-800-MEDICARE to check if there’s actually an issue.
How to Protect Yourself from Medicare Scams
✔ Keep your Medicare number private – Only share it with your trusted doctors or Medicare Agent.
✔ Be skeptical of “free” offers – If it sounds too good to be true, it probably is.
✔ Check your Medicare statements – Look for any charges you don’t recognize.
✔ Report suspicious activity – Call 1-800-MEDICARE to report anything suspicious.
Stay Safe & Stay Informed!
Scammers are getting smarter, but so are you. By staying aware and questioning anything that feels off, you can keep your personal information safe. If you ever have doubts, go directly to Medicare.gov or call 1-800-MEDICARE to verify any claims.
👉 Have you or someone you know been targeted by a Medicare scam? Share your experience in the comments to help others stay safe!
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